Personal Checking
Non-Interest Bearing Accounts |
| Account Type |
Minimum to Open |
Minimum Average Daily Balance |
Monthly Service Charge |
| Simple Checking |
$25.00 |
None |
None |
| VIP |
$100.00 |
NA |
$4.50
($5.75 Family) |
| Presidential |
$100.00 |
NA |
$9.00
($11.50 Family) |
| Student |
$100.00 |
NA |
None |
Business Checking
Non-Interest Bearing Accounts |
| Account Type |
Minimum to Open |
Minimum Average Daily Balance |
Monthly Service Charge |
| Commercial Account |
$200.00 |
Falls below $1500.00
$1500.00 and up |
$15.50
NA |
Interest Bearing Accounts |
| Account Type |
Minimum to Open |
Minimum Average Daily Balance |
Monthly Service Charge |
Number of Withdrawals |
Excess Transaction Charge |
| Now Account |
$500.00 |
Falls below $1000.00
$1000.00 and up |
$11.50
None |
Unlimited |
NA |
| Super Now Account |
$1500.00 |
Falls below $1500.00
$1500.00 and up |
$11.50
None |
Unlimited |
NA |
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| Account Type |
Minimum to Open |
Minimum Daily Balance |
Monthly Service Charge |
Number of Withdrawals |
Excess Transaction Charge |
| Money Market Checking Account |
$2500.00 |
Falls below $2500.00
$2500.00 and up |
$12.50
None |
6 transactions per monthly statement cycle |
$3.00 per transaction |
| Savings Account |
$100.00 |
Falls below $100.00
$100.00 and up |
$3.00
None |
3 transactions per quarterly statement cycle |
$3.00 per withdrawal |
Wood County National Bank offers many savings options depending on your objectives.
Please contact one of our New Account Representatives at any of our bank locations.
*Minimum Balance Must be Maintained to Earn Annual Percentage Yield*
Call Bank at 903.763.4545 for Interest Rate and APY Information.
Certificate of Deposit & Individual Retirement Accounts
For interest rates and annual percentage yields on our CDs and IRAs please contact one of our New Accounts Representatives at any of our bank locations.
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